![](https://cdn.statically.io/img/www.bankrate.com/2021/05/11184845/todays-mortgage-and-refinance-rates1.jpg?auto=webp&fit=crop&width=230&height=150)
Rates remain elevated | Current mortgage rates, July 25th, 2024
The average rate you'll pay for a 30-year fixed mortgage today is 6.86, the average rate you'll pay for a 15-year fixed mortgage is 6.28 percent, and the average rate on a 5/1 adjustable rate mortgage is 6.29 percent.