Mortgages
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Mortgage Basics
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Latest Articles
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What’s the ideal mortgage rate to buy a home? Older, younger generations diverge
What’s the ideal mortgage rate? It depends who you ask.
3 min read Jul 24, 2024 -
Reverse mortgage: What it is and how it works
These home equity loans can be a source of cash for seniors, albeit a costly one.
9 min read Jul 24, 2024 -
Mortgage rates stay below 7% amid rate-cut optimism
This is the week that was in mortgage rates across the U.S.
2 min read Jul 24, 2024 -
Mortgage recasting: What it is and how it works
You pay a lump sum now to cut future monthly payments. But there are drawbacks.
5 min read Jul 24, 2024 -
How to buy a house with low income
Yes, you can buy a house with a low income.
9 min read Jul 24, 2024 -
Survey: 47% of homeowners would need mortgage rates under 5% to be comfortable buying a home this year
Almost half of homeowners in a new Bankrate survey say they’d need mortgage rates to fall below 5 percent in order to feel comfortable buying a home this year.
5 min read Jul 23, 2024 -
How to shop for a HELOC: 10 ways to get the best HELOC rate
What to watch for to get a top offer on a home equity line of credit.
13 min read Jul 23, 2024 -
3 percent down mortgages: A guide to your options
You don’t have to come up with 20% in cash. But paying less now can cost you later.
8 min read Jul 22, 2024 -
Credit union vs. bank mortgage: How to choose
Here are the pros and cons of getting a mortgage from a credit union.
6 min read Jul 22, 2024 -
ARM loan requirements in 2024
They’re similar to fixed-rate loans, but beware the fluctuating interest rate.
5 min read Jul 19, 2024