Latest from Money Matters
![Most Middle-Income Americans Say They Didn’t Get a Good Financial Education in School](https://cdn.statically.io/img/i0.wp.com/saportareport.com/wp-content/uploads/2024/04/Primerica-Banner-04.16.24.jpg?resize=1200%2C900&ssl=1)
Most Middle-Income Americans Say They Didn’t Get a Good Financial Education in School
One of the most important skills needed to achieve financial security is understanding the fundamentals of following a budget, reducing debt and saving for retirement. Yet, despite being the world’s largest economy, the U.S. doesn’t even crack the top 10 list for financial literacy worldwide. That lack of education can be particularly harmful for middle-income…
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SaportaReport is proud to present the latest in Thought Leaders from across Georgia. Designed as a general forum where experts may host discussions about their respective fields, SaportaReport Thought Leadership is sponsored by various industry leaders from the Atlanta area.
Primerica is a leading provider of financial services to middle-income families in the United States and Canada. The company helps middle-income families learn the principles of personal finance, reduce consumer debt, plan for the unexpected, and gain access to appropriate financial products and services to protect their families and save for the future. Founded in 1977, Primerica is headquartered in Duluth, Ga where more than 1,800 employees work at its corporate office in Gwinnett County.
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Tax Refunds Come at Opportune Time for Middle-Income Americans
Spring is finally in the air! Amid all the blooming flowers, increased daylight hours and warmer weather, it’s also time for one of the nation’s least favorite chores: tax season. But with the average tax refund clocking in at more than $3,000 so far this year, according to the latest data from the IRS, middle-income…
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Why Term Life Insurance Should Be Part of Your Financial Game Plan
Choosing the right life insurance for your family isn’t always easy. With complex policies filled with difficult-to-understand language, it’s no wonder why many Americans find it hard to figure out what type of coverage — and how much — they need. For middle-income Americans with limited budgets and limited access to companies that often cater to higher…
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![Women Are Underrepresented in the Financial Industry. Primerica is Determined to Change That](https://cdn.statically.io/img/i0.wp.com/saportareport.com/wp-content/uploads/2024/03/Primerica-Banner-Image-for-3.26.24.jpg?resize=1200%2C900&ssl=1)
Women Are Underrepresented in the Financial Industry. Primerica is Determined to Change That
Financial professionals play a key role in helping families navigate their personal finances and reach their goals. But women continue to be underrepresented in the financial services industry even as their economic power rises overall. According to the latest data from the Bureau of Labor Statistics, just 32.6% of personal financial advisors are women, a…
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![‘Loud Budgeting’ Trend Highlights Gen Z’s Openness About Personal Finances](https://cdn.statically.io/img/i0.wp.com/saportareport.com/wp-content/uploads/2024/02/Primerica-Banner-Image-2.20.24.jpg?resize=1200%2C900&ssl=1)
‘Loud Budgeting’ Trend Highlights Gen Z’s Openness About Personal Finances
Making and sticking to a budget — and telling people about it — is officially cool now. And it’s all thanks to Gen Z, which is propelling the phrase “loud budgeting” to new heights on social media. The idea is relatively simple: It boils down to being open with your financial goals and struggles and sharing them…
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![Amid Economic Uncertainty, Middle-Income Americans Focused on Securing Financial Freedom](https://cdn.statically.io/img/i0.wp.com/saportareport.com/wp-content/uploads/2024/02/Primerica-Money-Matters-Banner-2.5.24.jpg?resize=1200%2C900&ssl=1)
Amid Economic Uncertainty, Middle-Income Americans Focused on Securing Financial Freedom
As inflation eases, gas prices decrease and consumer sentiment rises, a slow but steady shift appears to be underway in middle-income Americans’ perceptions of their personal finances. While uncertainty about personal financial futures and the broader economy remains, Primerica’s Q4 2023 Financial Security Monitor™ (FSM™) found that previously negative trending sentiments are finally stabilizing after a tumultuous…
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![Heading into 2024, Middle-Income Americans Should Be Taking These Financial Steps](https://cdn.statically.io/img/i0.wp.com/saportareport.com/wp-content/uploads/2024/01/Primerica-Money-Matters-Banner-1.8.24.jpg?resize=1200%2C900&ssl=1)
Heading into 2024, Middle-Income Americans Should Be Taking These Financial Steps
Inflation may be waning going into 2024, but that doesn’t mean all aspects of the economy are on the right track — nor that middle-income Americans are out of the woods yet when it comes to their own finances. In fact, Primerica’s recent white paper highlighted that inflation is continuing to impact the financial outlook…
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These Four Key Principles Will Help You Secure Your Financial Future in the New Year
The end of the year is often a time of reflection and looking ahead to new beginnings. It’s also when many Americans set New Year’s resolutions — including those that revolve around personal finances. Whether you’re looking to spend less, save more, pay down debt, increase your retirement funds or make a large purchase such…
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Making a List, Checking It Twice: How to Get Through the Holiday Season with Your Budget Intact
The holidays are once again upon us, bringing with it the joy — and stress — of finding the perfect gift for that special someone. And while consumer spending is expected to surpass pre-pandemic levels for the first time this season, there’s no reason for everyone to hop on the bandwagon. In fact, Primerica’s most recent Financial Security…
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Financial Stress is Negatively Impacting Americans’ Personal Lives
Middle-income households say their financial situation is leaving them depressed and impacting their relationships. Despite easing inflation, many middle-income Americans find themselves stuck in a difficult spot financially, with continued high costs for necessities impacting their monthly budgets. Now, after months of economic uncertainty, the financial pressure is cresting over into their personal lives as…
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![When It Comes to Financial Planning, AI Is No Match for Professional Guidance](https://cdn.statically.io/img/i0.wp.com/saportareport.com/wp-content/uploads/2023/08/Primerica-Banner-Image-8.28.23.jpg?resize=1200%2C900&ssl=1)
When It Comes to Financial Planning, AI Is No Match for Professional Guidance
Middle-income Americans are largely uninterested in using AI for financial tasks. As artificial intelligence (AI) becomes prevalent in any number of industries and applications, middle-income Americans are making it clear that when it comes to financial guidance they want to talk to a professional — not a machine. Only 29% of respondents in Primerica’s Financial Security…
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![No [Economic] Index Measures Middle-Income Americans’ Purchasing Power, so Primerica Created One.](https://cdn.statically.io/img/i0.wp.com/saportareport.com/wp-content/uploads/2023/08/SaportaReport-HBI-Banner-Image.jpg?resize=1200%2C900&ssl=1)
No [Economic] Index Measures Middle-Income Americans’ Purchasing Power, so Primerica Created One.
The monthly Primerica Household Budget Index™ (HBI™) shines a light on how the economy impacts families’ bottom lines. The key to developing any financial budget is knowing not only how much money you have coming in but how much you plan to spend in any given month. For middle-income families, however, the volatility in the…
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Building Financial Security Can Feel Hard. You Don’t Have to Do It Alone.
Achieving your long-term goals starts with reaching out to a financial professional. For many Americans, managing personal finances is a challenge. Complex financial concepts can be difficult to understand, and it’s easy to feel overwhelmed by what to do with your money, from how to budget, save and invest to what life insurance is right…
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Americans’ Optimism in Their Financial Futures Is Rising. So Is Credit Card Debt.
Despite easing inflation rates, families continue to rack up credit card balances. The economy continues to buck financial experts’ expectations with a resilient labor market and decreasing inflation. That’s leading to increased optimism among middle-income Americans, but many of these families continue to struggle with the high cost of living. Primerica’s most recent quarterly survey…
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![Summer Vacation Season is (Finally) Here! How to Travel on a Budget.](https://cdn.statically.io/img/i0.wp.com/saportareport.com/wp-content/uploads/2023/06/SaportaReport-banner-June19.jpg?resize=800%2C600&ssl=1)
Summer Vacation Season is (Finally) Here! How to Travel on a Budget.
Looking to travel this summer but don’t want to break the bank? You’re not alone. More than 35% of respondents in Primerica’s most recent quarterly Financial Security Monitor survey said they plan to go on vacation this summer, and many will be saving money by exploring nearby destinations, engaging in low-cost outdoor activities or visiting…
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It’s Time for Your Mid-Year Financial Check-Up
Examining where you are now is a great way to set yourself up for success in the second half of the year. It’s hard to believe but we’re somehow nearly halfway through the year, and if time seems to be flying by at lightning speed, you’re not alone. While it may feel like you just…
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