Affirm: Buy now, pay over time

4.8
355K reviews
10M+
Downloads
Content rating
Everyone
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About this app

Shop stress-free and pay over time with flexible payments. Now select customers can take Affirm everywhere with the Affirm Card™.

Why you’ll love using the Affirm app:
• Pay over time at almost any store
• Get access to exclusive deals and rates as low as 0% APR
• Manage your account and make payments
• Open a high-yield Affirm Money Account with no minimums and no fees

Take your Affirm Card with you everywhere:
• Use your Affirm Card online or in person
• Planning a big purchase? Request a payment plan in the app before you head to the store
• If you’re shopping on the go, you can link your bank account to pay with your card almost anywhere, or use the app to request to pay over time for eligible purchases after you swipe. Minimum purchase may be required for payment plans. See footer for additional details.

Shopping with Affirm is simple and easy—browse your favorite stores online or in-store, choose the payment terms that work best for your budget, and complete your purchase at checkout or with your Affirm Card.

The Affirm Card is a VisaⓇ debit card issued by Evolve Bank & Trust, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Pay-over-time plans must be applied for each purchase in the mobile app, are subject to eligibility checks and are provided by affirm.com/lenders. Minimum purchases are required for pay over time plans; the amount is located in the Card tab of the app. For purchases that are not approved for and matched to a payment plan, you authorize Affirm to initiate an ACH debit from your linked bank account within 1-3 days of the purchase. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lenders Law license. For licenses and disclosures, see affirm.com/licenses.

Rates from 0 - 36% APR. Loan options vary, are subject to eligibility, and may depend on whether your loan is applied for before or after your card purchase. There are minimum purchase amounts for loans, a down payment may be required, and may not be available in all states. The Affirm Money Account is held with Cross River Bank (CRB), Member FDIC. Affirm is not an FDIC-insured bank. FDIC insurance covers accounts held with CRB in the event of a CRB failure.
Updated on
Jul 2, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Location and App info and performance
This app may collect these data types
Personal info, Financial info and 3 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.8
343K reviews
robert blair
July 16, 2024
Works great and adds to the convenience, unless you try to use it in conjunction with Shop pay. Every time that happens, I get errors, get rejected, or don't get any tracking until after the package is delivered or the day of delivery. I'm not sure what the problem with Shop pay is, but it's not worth dealing with anymore. Once I pay off the two small purchases I still have with Shop pay, I'll never use it again.
3 people found this review helpful
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MsCharliey Curtis
July 17, 2024
I did love the app. I'd made 2 separate orders, using the app, & made 2 early payments (early) and when I went back into the app to check my "Spending Power", it show "0" which I didn't understand. I thought I'd paid the total bill off. It's been very confusing to me. The 2nd of the 2 orders shows that I've never missed a payment. The 1st one was paid-in-full. The payment for July was paid earlier than the due date. Aug & Sept are now due, which I plan to pay off this week. Rather confusing!???
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Affirm, Inc
July 19, 2024
We're sorry to hear this. Please don't hesitate to reach out to us at (855) 423-3729 if you have any questions. We're always happy to help! -JS, Customer Care
Samantha Doby
July 16, 2024
Very easy to use. And you see exactly what you're going to get charged right up front. The only thing is I figured after using this a few times and successfully paying it off all but one of those times and will be paying the last one off shortly. I thought my spending power would go up more by now. I've made an occasional late payment but anytime I have I've immediately paid it as soon as possible and then also paid the next upcoming payment with it as well.
2 people found this review helpful
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What's new

Miscellaneous fixes and improvements